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LIA - Lalani Insurance Agency LLC Blog

View the latest blog posts from LIA - Lalani Insurance Agency LLC.

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Thursday, April 14, 2022

The Costs of General Liability Insurance

All businesses need to protect themselves with insurance. Among your coverage should be general liability insurance. This form of coverage can provide protection if your business is held responsible for injuring a third party or damaging their property.  Liability coverage comes in many shapes and sizes. READ MORE >>

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Friday, March 11, 2022

BOP's 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate.   As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. READ MORE >>

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Tuesday, February 22, 2022

Keeping Your Commercial Auto Insurance Costs Low

Running a business involves dealing with necessary expenses to keep the door open. Among your business expenses might be insurance costs. Expenses also might include the costs to maintain company vehicles and drivers.  If you operate vehicles for commercial purposes, you might need commercial auto insurance. READ MORE >>

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Friday, January 21, 2022

Health Insurance and How It Influences Taxes

Tax season is here and according to new laws, working Americans must provide proof of health insurance to the IRS. Failure to provide proof of insurance will be costly as the "shared responsibility payment" is the larger of the following: $95 per adult and $47.50 per child, or one percent of taxable income. READ MORE >>

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Tuesday, December 21, 2021

Will Renters Insurance Cover Damage to Your Electronics?

When it comes to moving into an apartment or rented condo, you may be spending a lot of time planning your move and thinking about where your furniture should go – and maybe getting a shiny new TV to go with that shiny new apartment! As you settle into your new place, it’s also important to make sure your belongings are protected. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Friday, November 19, 2021

What Type of Homeowners Insurance Policy is Best for Me?

Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made.  There are six different types of homeowners policies, the most popular being HO3. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

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LIA - Lalani Insurance Agency LLC
13135 Dairy Ashford Rd
Sugar Land, TX 77478
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